Dao Real opens new office in Moscow

Dear friends ! We are proud to announce, that our company started its own branch in Russia, in capital Moscow. Office has a very convinient location: 1-aya Tverskaya-Yamskaya Str., house 25, entrance 1, 5 minutes walk from metro station «Belarusskaya». Our employees, working at the Moscow office, underwent full training at our central office in Varna, Bulgaria. The friendly office managers will welcome You and give You detailed information about our offers, from the small apartments and studios, to the big houses and exclusive villas. One can also learn anything about modern Bulgaria, about its history and traditions. Each service provided at our office in Bulgaria, one can get at the Moscow office as well: choosing an apartment, a house or a plot of land, construction, repair works, furnishing for Your apartment. We are eager to meet You. How to reach our office ...

Dao Real opens new office.

Location: BRIZ, highway leading to the Golden Sands.
This is the biggest office among other real estate agencies in Varna.
Our agency is always ready to offer you the best service in choosing and registration the properties. We’ll be glad to realize all your ideas regarding building a house, complex or hotel, etc. We try to create one friendly atmosphere and we use our professional approach with every client. We offer you our experience and the biggest data base of properties of all kinds.

Dao Real office-managers always give you all kind of information on any required property. In our work we use new modern approaches that will help you to make a right choice in buying a property and building.

Our old office in the old centre of Varna, located in 27 Michail Kolony Str. is also open for you.

We’ll be glad to see you in our new office! You are welcome!
DAO REAL

One unbelievable offer from Dao Real for those clients who purchased a property with us (house/apartment):

We shall install IP phone !

Forget about huge phone bills! While spending your holiday, bathing in a swimming pool or just sitting on a big terrace and enjoying the sea view you will have a strong desire to call your friends or relatives and to share your impressions with them. Now you do not have to worry about long phone conversations. You can talk as long as you wish !

Dao Real together with a famous internet and phone IP–SINTEX company would like to offer you the following service - installation of IP system. IP-SINTEX company offers the following tariffs:

Prices for different countries in US dollars/per min Russia 0,030 Canada 0,032 Germany 0,039 Greece 0,044 Italy 0,040 Israel 0,049 Great Britain 0,035 USA 0,030 France 0,040

It’s just unbelievable! It is always advantageous to buy property in Bulgaria with us !

DAO REAL
IP-SINTEX

Golf clubs in Bulgaria – the main golf centre on the Balkan Peninsula

Location: The region is situated in 55 km north from Varna, sea capital in Bulgaria. It’s about 40 minutes by car from the international airport of Varna.

One picturesque place of the coastal line, located between Balchik and Kavarna, is a new elite golf club on the northern Bulgarian coasts. New golf courts like “Thracian Cliffs”,“Blacksearama” and “Lighthouse” are situated here. The courts were designed and approved by Ian Woosnam and Gary Player, as well as by golf association “European Golf Design”. The distance between the courts is very convenient. They are 3 km away from each other.

In the same northern direction, the coastal line between Cape Kaliakra and Durankulak Lake, have also got a permission for building and developing new golf courts which will make Bulgarian northern coast especially attractive for golf tourism on the Balkans.

In combination with its beautiful nature and interesting historical sights, the region around Kavarna is becoming an attractive tourist site for golf-lovers. This is due to the construction of two new golf courses which has already commenced. One of them is situated right between the town of Balchik and the town of Kavarna, on a plateau overlooking the sea. The second one will be situated along the coastline, near the sea, below the villages of Bozhurets and Topola, 3 km away from Kavarna. Gary Player - the most successful golf player of all times, the only person in the world who has won "British Open" in three different decades, says: "Bulgaria is going to have the best golf course in the world", and he answered the question: "How do you find Bulgaria? You are visiting our country for the first time. What is the impression it made on you?", in this way: "You have a very beautiful country, with excellent nature. I have read a lot about your country but it is the first time I am visiting it. I have travelled over 15 million miles around the world during my 50-year career of a golf-player. I like Bulgaria. Now, when we are going to build two golf courses in Balchik and Kavarna, I am going to come more often and I am going to learn more about your country. The main criteria which determine the site on which a golf course is to be built are the beautiful nature, the soil and rainfall."

Dao Real opens new office in “Golden Sands”

Location: Golden Sands, Varna, Hotel “Shipka”
100 м from the beach. The office is situated in the heart of the resort.
It is open from 9.00-19.00

Our office-manager will always help you and take you to the property you’re interested in. The secretaries we’ll prepare all the necessary documents.
We’ll be glad to see you in our new office in Hotel “Shipka”
DAO REAL

Bulgaria: So good

Robert Nurden sees potential in city flats, ski apartments and seaside resorts

Who would invest in property in a former Eastern Bloc country? They still haven't recovered from the Cold War, they're full of concrete tower blocks and they queue for vegetables, right?

Wrong, at least as far as Bulgaria is concerned. Thousands of Britons have seen beyond the cliches and are pouring their hard-earned into the country. The property investment opportunities in this beautiful country, which is set to join the EU in January next year, fall into four main categories. The first lies in the capital, Sofia, which is growing economically and geographically faster than any other former East European capital. The property boom has now hit the centre, with locals themselves pitching into the market - always a good sign.

Drive two hours south and head for the mountains for opportunity number two. Bulgaria has a burgeoning skiing industry whose centre is undoubtedly Bansko, an ancient village at the foot of the Pirin Mountains. In the past two years, it has added on a huge number of apartment blocks geared to the winter season. Anyone with the idea that its winter sports infrastructure is bound to be third-rate should think again. It boasts a gondola from the town to the pistes that is second to none.

The Black Sea, with its sunshine, cheap beer and great food, beckons investors too. Locations such as Sunny Beach may be set to become the new Costa del Sol.

There are signs that Bulgaria is throwing off its bottom-end-of-the-market image and moving towards building more luxurious properties. The government has introduced legislation aimed at protecting the coast from the worst excesses of the Spanish costas.

BA this month started flying direct to Varna, and up the coast near Balchik, two 18-hole golf courses designed by Ian Woosnam and Gary Player are being constructed. An example of this more considered development is Oasis Kamchia, a low-rise holiday retreat close to the beach with gym, tennis courts and pools.

With building costs very low and the nearby city of Varna now commonly acknowledged to be Bulgaria's property hot spot after the capital Sofia, her advice looks sound.

19 April 2006, The Independent

Mortgages available for Foreigners!

Now Bulgarian Banks provide mortgages for foreign citizens! We offer on your attention mortgage from Bulbank AD which provides favorable conditions.

Currency: EUR

Amount: Up to 65% of the price. There are two prices: a price from the preliminary contract and a price from legal estimator. The amount of the mortgage is over the lower price of the two.

Subject: Purchase of house or apartment

Utilization term: up to 3 months after signing the preliminary contract

Term: Up to 15 years with grace period

Way of payment: Annuities with decreasing interest payments and constant principal

Interest:

Fees: According to the tariff of the bank:

• tax for applying: for mortgage to 25 000EUR – 34 EUR
• tax for managing the mortgage – 1% over the obtained amount and 0.25% over the rest of the princible payable every year

Collateral:

1. Mortgage on real estate with the market value
2. Cash collateral – deposit of minimum 12 month installment (interest and capital including). Upon request of the client, the amount is possible to be reconsidered every year by the bank

Main conditions for using the loan:

1. Customer age at the maturity to be maximum 60 years for female and 65 years for male;
2. The monthly payments of interest and principal should not exceed 20% of the net monthly salaries of the applicant.

Specific requirements:

1. The mortgage property should be ready for use.
2. Delegation – an agreement for delegation between the borrower and the local estate agency or other authorized company (representative) should be concluded.
3. Letter of Attorney – as designed by the banks requirements – provided by the bank
4. The foreign company (foreign partner) has to be approved by the Credit Council as suitable for cooperation.
5. The insurance “Life” is necessary for the foreigners.

Necessary documents:

1. Short Application form – designed by the bank
2. Main Application form – designed by the bank, including a declaration that the client of the bank is aware of the General Credit Rules
3. ID documents and address confirmation ( such as paid bills on whih the address of the person is written) – permanent and temporary address registration.
4. Last 3 moths salary from employer (last 3 months salary slips)
5. Statement of income source – an income that is expected to be received during the loan contract
6. Last year or 6 month bank statement on accounts movement and deposit
7. Preliminary contract of the real estate purchase
8. Tax declaration for the last year including the taxes you have paid for social security, medical and etc. (usually directly taken off your salary)
9. Licensed expert evaluation of the real estate – payable by the applicant for loan

All the other papers needed, has to be obtained by the builder or the owner of the property.

All the papers in different language than Bulgarian must be translated by legal Bulgarian translator. The expenses are due to be paid by the applicant for loan.

One house that is always in fashion

One new offer from Daoreal
Ecological wooden houses now in Bulgaria!
Wood has always been if favor with people. It’s ecologically safe, beautiful and most important it’s stable.
Carefully planed construction of connected solid trunks keeps the house warm even in cold Russia where the temperatures go far below zero. Thus in warm and sunny Bulgaria, where the average temperature in winter gets 5 degrees negative (which is considered to be a disaster for local people) it goes without a saying that a house like this will serve you properly.
Ordinary pine-tree trunks, worked up by cutter machine, preserve their natural color, structure and smell. Dao Real company will take care for construction, legislation and registration of a house.
Your house will be completed in 1 to 3 months. It’s so wonderful to buy a plot of land somewhere in woods or at the seaside and build one ecologically safe and at the same time so beautiful and fashionable house! It will be unique, fresh and you will feel so great living there!
The price of a ready-built house is 400 Euro/per sq.m

BULSTAT registration is 250 EUR.
Dao Real

We notify that the price per sq.m. has increased to 15-17 euro.

ATTENTION new clients of Dao company!
There are just a few cheap plots left in Kamchia. Do not miss to invest in the most profitable place in Bulgaria - the plots on the Black Sea coast.

1. ID-107 Plot 4 368 m², price 30 576 € (7.00 €/m²)
2. ID-86 Plot 15 272 m², price 99 268 € (6.50 €/m²)
3. ID-88 Plot 4 600 m², price 32 200 € (7.00 €/m²) RESERVED
4. ID-111 Plot 6 440 m², price 51 520 € (8.00 €/m²)
5. ID-110 Plot 6 439 m², price 48 292 € (7.50 €/m²)
6. ID-982 Plot 18 325 m²,price 91 625 € (5.00 €/m²)
7. ID-232 Plot 8 720 m², price 61 040 € (7.00 €/m²)
8. ID-102 Plot 9 205 m², price 64 435 € (7.00 €/m²)
9. ID-980 Plot 6 439 m², price 45 073 € (7.00 €/m²)
10. ID-243 Plot 3 678 m², price 30 000 € (8.15 €/m²) RESERVED
11. ID-254 Plot 5 980 m², price 41 860 € (7.00 €/m²)

Do not miss this chance! Buy now! A lot of people already did it!

daoreal@daoreal.com

Fly with Hemus Air to Bulgaria

The largest private Bulgarian airline - Hemus Air will start direct flights from Heathrow to Sofia on 14th April 2006. The flights will be operated on the airline's Boeing 737-400 aircarft and will be five per week. Times can be seen below:

London (Heathrow Terminal 2) – Sofia

Sofia - London (Heathrow Terminal 2)

Prices start from 125 GBP including all taxes.
To use this special offer, please call our office on the numbers below or email us on london@hemusair.bg

Hemus Air UK
C/o East European Flights, Room 40, 3rd floor, 320 Regent Street, London W1B 3BE
Tel: +44 (0) 207 636 8338,
Fax: +44 (0) 207 637 2591,
E-mail:london@hemusair.bg, web:www.hemusair.bg

ATTENTION!!!

The council of the directors of company DAO REAL have decided:
Each client, who has purchased real estate with company Dao until 2005 will use a reduction of 1.5% from the sum of transaction.

IF YOU HAVE ALREADY WORKED WITH DAO REAL, THEN:
RECOMMEND US TO YOUR FAMILIAR, FRIENDS, TRELATIVES, ASSOCIATES YOU WILL GET 1.5% OF THEIR PURCHASE!!!!
THIS IS PROFITABLE! WORK TOGETHER WITH DAO REAL!!!

New service only from Dao Real Estate Company!

Now you can buy your dream house, insured for all kind of risks. The price of the insurance is included in the selling price!
For most people the purchase of a new home in a foreign country is a big step ahead and very important investment in their life. And it certainly is! That is why it must be protected.
Dao Real cares for our clients and wants to make them happy. We offer you a new house, insured against the following risks:

• fire (including the consequences of extinguishing the fire);
• storm, hurricane;
• hail;
• flood;
• falling trees and branches;
• pressure from natural drifts of snow and ice;
• escape of water resulting from damage to pipes and drains;

Choose the best Company in Bulgaria! Choose the best service! Choose Dao!

HIT OF THE SEASON: SANDANSKI

The Black Sea coast of Bulgaria has been and always will be of big interest to the foreigners who intend to buy a property in the country. As the saying goes "Thus far it will not dry up Black Sea" people will buy and construct there. Certainly, the increase in the prices, which is observed already more than 5 years, held back all the people who look for a nice house for 15 000 euro. May be there are cheaper places with good infrastructure? May be there are places in Bulgaria where prices just begin to increase?

Yes, that is the area near the Greek border - the area of Sandanski town.

Indeed, if we examine, then here is everything, which draws the foreigners:

• SPA resort
• Ski tracks
• Ecological tourism
• Newly build modern hotels
• New asphalted roads
• Big Supermarkets
• Newly build apartment complexes in the foot of beautiful
• Climate
• Healthy air

Concerning the properties:

Houses in Bulgarian villages, not far away from Sandanski city

House (ID-98) 50 sq. m. living area, 300 sq. m. yard area, 16 kilometers away from Sandanski city, stone building, all types of communications, awesome panorama, 2 levels, the inside need some cosmetic repairs.
Price: 10 500 EUR

The company Dao Real is broadening. We open a new branch. Now we work in Sandanski (150 km to Sofia - the border with Greece). A beautiful SPA health resort, with hot mineral water, mud-baths, healthy air. Asthmatic? Come to Sandanski. On the third day You will already run. All real estates Dao Real offers are exclusive! The objects have been already examined, just make Your choice.

Alex office-manager	DAO REAL Sandanski

The office manager Alexander is always pleased to meet You, drive You and accommodate You in the best resort hotel. Company Dao offers its dear customers a wonderful apartment with a beautiful view. Such an apartment is completely suitable to feel comfortable in, while looking for real estates. The secretary Desi will always offer You a cup of fresh coffee and delicious chocolate . You will feel like home! We will do everything for You!

New prices on construction from DAO Build !!!

BULGARIA MAKES BILLIONS FROM TOURISM

Bulgaria's revenues from tourism for the first seven months of 2005 towered to over a billion euro, official data shows.
According to preliminary data of the Culture Ministry, revenues from international tourism for the period January - August 2005 amount to over EUR 1 B, up by 10.2% over the same period last year.

A total of 3,512,543 foreigners visited Bulgaria from January to August this year, up by 6.33 % compared to the same period last year.
The number of tourists who visited the country in August is 798,306, which is 7.42 % more than last year.
German tourists lead the numbers with 428 200 tourists who visited the country during the first eight months of the year, followed by Greece (426,840 tourists), Macedonia (390,512 tourists), Serbia and Montenegro (372,224 tourists), the UK (285,001 tourists), Turkey (178,162 tourists), Russia (149,131 tourists), the Czech Republic (110,558 tourists), Poland (95,564 tourists), Sweden (82,066 tourists), Israel (74,062 tourists), Finland (65,834 tourists).

The biggest growth is registered by Irish (121.8 %), Dutch (51.48 %) and Turkish (40.69 %) tourists.
The number of EU tourists coming to Bulgaria is growing with accelerated rates compared to the rest of the world. At a 6.33 % growth rate for foreign tourists in Bulgaria, for the period January - August 2005, the EU member countries register an increase rate of 7.18 % in the number of tourists choosing Bulgaria as a destination. This increase rate amounts to 7.15 % for the old EU member countries and to 7.32 % for the new ones.
The EU market strongly stabilizes its positions as a major generator of tourists for Bulgaria, experts note.

For first seven moths of the year, Bulgarians have spent on their travels abroad EUR 438.1 M, 4.7 % more than the same period last year.

Who were the Celts?

This question definitely interests the modern historians. They give a variety of answers to that question, but there are common facts in all their works. The Celts were tribes of the Indo-European origin, which dominated Europe during the Iron age, and more precisely between 800 B.C. to 15 A. D. Their original culture distinguished them significantly from the other barbarian tribes.
That was the primary reason for their impressive expansion, carried out between 500 and 100 B.C.
In 280 B.C., the ancient historians note a massive Celtic expansion on the Balkan Peninsular, although the first Celts come to our lands much earlier - in the middle of 4th century B.C. Celtic dominance on the Balkans lasts over two centuries and the zenith of it is the so-called "Celtic Kingdom", which existed for 64 years - from 277 to 213 B.C. The destiny of the numerous Balkan tribes - the Thracians is closely related to that of the Celts, which gives good reasons to the historians to talk about "Thracian - Celtic nation" as well as about the importance of Celts for the shaping of Balkan culture.

During the 3rd century B.C. the Celtic kings Brem and Bolg establish their own kingdom in the territory of Thracia with capital Tule and even fight against Philip Macedonian to protect their territories.
The great similarity between ancient Bulgarian and Celtic languages is impressive. For example :

• "Koleda" in ancient Bulgarian means "Holiday of the Bulgarian Father" ; in Celtic - "Koleda"= "Holiday".


• "Rig" - king; also a suffix in the name of some Bulgarian khans -e.g. Terelig; in Celtic - "Rig" = "King".


• "Boyar" -ancient Bulgarian title; "Boyar" in Celtic - superior state official.


• "Kampsi" - tutor in ancient Bulgarian; "Kampa" - the Celtic Druid's School


• "Ongl" - stronghold, fortress in ancient Bulgarian; "Ongl" in Celtic - the same meaning;

It is quite obvious, that the Celtic presence on Bulgarian territory has been of significant importance and although the Celtic culture and traditions (as well the Thracian ones) are assimilated and vanish completely after the establishment of the Bulgarian state in 681, archeologists and historians continue to find remains from the glorious Celtic State on the Balkan Peninsula.

OFFICE IN RIGA, LATVIA

Dao Real has recently opened a new office in Riga , Latvia.
For further assistance and cooperation,contact:
Telephones:
 +371 92 86 647
 +371 73 24 187
E-mail: daoreal@daoreal.com
Address: Riga, Elizabetes 23а-15